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   All Posts (Khamûl)


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Re: Book availability
Shirrif
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I know, bold doesn't show up in quote boxes that well. I did notice --just teasing; although, I don't think Wellinghall spotted it!

BH

Posted on: 2012/2/22 15:17
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You drive a hard bargain – you can have it for £10 all-in – one consolation (for you) is that you do not have to hear the cries of my children, for bread...


Re: Insurance Appraisal
Shirrif
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I basically agree with you laurel, but if your house burnt down, what evidence are you likely to have for 99% of your contents? None, as any evidence probably went up with the rest of your life! I just don't think you wouldn't get a payout in this situation.

But getting back to books, I've often wondered if you could get your "collection" itself insured. I wonder what these specialist book insurers actually do. You know, I have that flyer somewhere --I'll look it out & find out who they are etc.

BH

Posted on: 2012/2/22 15:12
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You drive a hard bargain – you can have it for £10 all-in – one consolation (for you) is that you do not have to hear the cries of my children, for bread...


Re: Insurance Appraisal
Shirrif
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Seriously, I don't think (books aside) you always need evidence of items, if they are stolen. I've never heard of anyone having a mobile phone stolen, for example, and having to prove the original purchase; or if they even still owned it (say, two or three years after purchase) when a house was broken into, for example. Do you? When you get contents insurance (aside from individual high value items) have you ever been asked by your insurer to provide evidence of why you want, say, £50,000 worth of insurance? Your clothes, furniture etc --why would you have proof of these items, or their value?

I'm sure books, in regard to collectors, would differ. But there's no real reason why they should.

BH

Posted on: 2012/2/21 16:12

(edited)
_________________
You drive a hard bargain – you can have it for £10 all-in – one consolation (for you) is that you do not have to hear the cries of my children, for bread...


Re: Book availability
Shirrif
Joined:
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Shirrif
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Yeh, thanks Trotter, that was real helpful!

BH

Posted on: 2012/2/21 11:36
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You drive a hard bargain – you can have it for £10 all-in – one consolation (for you) is that you do not have to hear the cries of my children, for bread...


Re: Insurance Appraisal
Shirrif
Joined:
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Shirrif
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Note I merged this Wellinghall.

Hmm, I'm not sure. While I have no evidence either way (regarding books specifically) & don't want to test this suggestion --I don't see insurers asking for photographic evidence for anything else that is insured. High value electical items & gold/silver etc only require to be specifically named. They don't ask for receipts & photos before paying out.

BH

Posted on: 2012/2/21 11:34
_________________
You drive a hard bargain – you can have it for £10 all-in – one consolation (for you) is that you do not have to hear the cries of my children, for bread...



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